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Explore Masrouf

Expense tracking. Through WhatsApp.

Send the receipt.
See the picture.

Masrouf turns the receipts and messages you send into organised expenses. Understand your personal spending, or get your work expenses ready to submit.

See how it works Watch the 45-second film
  • No bank login
  • Review every detail
  • Personal & work

How Masrouf works

Three steps.
A little less on your mind.

Follow one expense from the moment you send it.
Select a step to see what happens.

You’re already on WhatsApp.

Masrouf
Groceries 42.50 today12:42 · Sent

Send a photo or a message.
No spreadsheet to fill in first.

1 of 3

A message becomes a record.

The weekly groceries

Amount
USD 42.50
Date
Today
Category
Groceries

You can review and correct the details.
Masrouf helps organise. You stay in control.

2 of 3

Choose the picture that matters to you.

Personal637.50USD left in a sample budget after adding USD 42.50.
For workIn order.Review expenses, then prepare your period’s submission pack.

From one expense to the whole picture.
Illustrative results using sample data.

3 of 3

Find your Masrouf

What would you like
to put in order?

My everyday spending

Personal budgets, household expenses, and a clear view of what’s left.

My work expenses

Receipts, period reviews, and the pack you need to hand in.

Built around you.

Know what you get.

A useful outcome for each part of your life.
Choose the space that fits the task.

Masrouf Personal

Know where
you stand.

See what’s left, keep an eye on budgets, and understand who paid what at home, in Lebanon or anywhere in the Gulf. It is built to adjust to wherever you live in the Gulf: your currency, your bills, your shops.

YouUSD 189
KarimUSD 278
Illustrative household spending
Start free on WhatsApp

Already a member? Sign in to Masrouf Personal

Masrouf for Work

Finish the work.
Lose the paperwork.

Collect receipts in dollars, lira, riyals, dirhams or any other currency, review your expenses, and bring your period’s submission pack together.

Expense sheet
Ready
Timesheet
Ready
Receipts
Filed
Illustrative submission pack
Open a Work account

Already have one? Sign in to Masrouf for Work

Now try it yourself

One sample.
Watch the picture change.

Choose a sample expense, send it, and see the total update.
Select its row to inspect the details. No account needed for this demo.

Your money, in focus.Interactive demo · fictional data
November 2026

A little room to breathe.

Your month, made clear.

Everything in its place.
Safe to spend
USD 680

left in this month’s budgets

270 of 950 used18 days to go
Your spending rhythmDaily / USD
01 NovSelect a day to explore12 Nov

Recent activity

Select an expense to inspect it

Your current period, in order.

Your work. Less paperwork.

Everything in its place.
Period expenses
USD 291

7 expenses in this sample period

Ready to reviewReview before finishing
Expenses across the periodDaily / USD
01 NovSelect a day to explore12 Nov

Recent activity

Select an expense to inspect it
From WhatsApp

Send it.
See it settle.

A small message becomes an organised expense. Try it here.

Coffee 4.50 today12:42 Read

Nothing is uploaded or sent.
Try a sample, then select its new row.

Ready when you are.
Send. Review. Get on with life.Start free on WhatsApp with Masrouf Personal

Less explaining.
More seeing.

Forty-five seconds inside each side of Masrouf.

Personal 00:45Watch the film: Personal, 45 seconds Work 00:45Watch the film: Work, 45 seconds

Your money.
Your business.

Do I need to connect my bank?

No bank login is needed. Masrouf works with the receipts and messages you choose to send.

Can I change a captured expense?

Yes. Review and correct the details in the app. You stay in control of the record.

Does Masrouf read my other chats?

No. Masrouf only sees what you send it, not your other WhatsApp conversations.

How does Masrouf for Work keep my data safe?
  • Your receipts are encrypted in transit and at rest, with providers certified to SOC 2 and ISO 27001.
  • Private to you: an agency you join sees a pack only once you finish it.
  • Read by Claude, from Anthropic, which does not train on your receipts.
  • Never sold, never used for ads, no tracking cookies.
  • Download or delete your data from Settings, at any time.

Trust & security: how Masrouf for Work protects your data

What does Masrouf mean?

Masrouf, مصروف: the money you spend. Keeping track of it is our headache, not yours.

Read the privacy policy:Personal of Masrouf Personal Work of Masrouf for Work

Your next step

Start with the part of life
you’d like to simplify.

Personal starts free on WhatsApp. Work opens an account for a consultant or an agency.

Start free on WhatsApp with Personal Open a Work account